Free 30 Day No Spend Challenge Printable (2024)

Free 30-Day No Spend Challenge Printable

This free 30-day no spend challenge printable will make it more fun to stay motivated when you’re trying to keep your expenses at a minimum. This no-spend tracker will also help keep you accountable.

I included several elements on this printable 30 day no spend challenge tracker:

  • space for you to write down what you’re saving for. This is where you write down what motivated you to start this challenge.
  • starting date and ending date
  • exceptions: write down things you’re allowed to spend money on during these 30 days
  • notes

I recommend placing this page somewhere where you’ll easily find it whenever you need it since you want to keep this challenge in mind every day, inside your planner for instance. To help you do so, I’m sharing this printable in 3 sizes that fit most planners: US Letter, A5/A4, and Classic Happy Planner.Free 30 Day No Spend Challenge Printable (1)

Not sure how to make the best of your planner? Read this post: 150+ things to track in your planner

This free printable Period tracker is one of the 160 pages included in the Ultimate Planner Bundle. I’ve decided to share a few pages as free samples to help you give printable planner inserts a try.

You can download this free printable further down this page.

(This post contains affiliate links. For more information, see my disclosures here.)

Pin this image for later:Free 30 Day No Spend Challenge Printable (2)

Want more printable bullet journal/planner inserts? Check out these posts:

  • 100 Day Challenge Habit Tracker
  • Free Printable Vertical Lined Weekly Planner Layout
  • Free Printable Dot Grid Paper
  • Free Printable Graph Paper
  • Free Period Tracker for your planner
  • Utilities Information Sheet
  • New Resolutions Printable
  • Important Dates Printable Tracker
  • Songs of the Month Printable Planner Insert
  • Free Printable USA Travel Map
  • Free Printable Weekly Meal Planner
  • Free Printable Cleaning Schedule
  • Free Printable Grocery List
  • Free Printable Christmas Gifts List

What are the benefits of adding printable planner inserts to your planner?

FLEXIBILITY:
Adding printable pages to your planner is one of the easiest and cheapest ways to create a flexible planning system that truly fits your needs and works for you. I love the ability to add, move, remove, and change pages around. That’s the reason why I strongly recommend getting a planner that allows you to move pages around (disc or ring bound).

I can’t say enough good things about the concept of printable planner inserts and that’s why I think everyone should give it a try!

CUSTOMIZATION:
By adding printable planner inserts to your planner, you’re no longer limited to what comes inside commercial planners. You get to be creative and decide what sections and pages you need. We all have different lives, different ways of operating, and different needs… It only makes sense that we all should have different planners, customized to fit our needs.

Not sure how to make the best of your planner? Here is a list of 150+ things to track in your planner.

What paper hole punches do you need to easily add printable insert inside your planner?

For Disc Bound planners (such as Happy Planner), I recommend this Discbound hole punchFree 30 Day No Spend Challenge Printable (3), you can use it to punch all sizes of disc-bound planners (Big Happy Planner, Classic Happy Planner, or Mini Happy Planner).

For Ring-Bound Planners (such as Filofax, Carpe Diem, Websters Pages, etc), I recommend getting an adjustable 6-hole paper punch Free 30 Day No Spend Challenge Printable (4)so that it can punch several different sizes of paper for different planners (A5, personal, micro, and compact…).

  • Also read: 45 Must-Have Planner Supplies

Do you like this printable?
Check out the Ultimate Planner Bundle – 160 Planner Inserts to customize your planner & get more organized

Printable planner inserts are a cheap and easy way to customize your planner and make it fit your needs.
The Ultimate Planner Bundle includes 160 pages of printable planner inserts to help you organize all areas of your life: home management, health & wellness, finance, hobbies, goals, weekly, monthly, and yearly calendars.
I also included 12 different planner layouts to help you decide which layout works best for you. To make it easy to print and combine with most planners, 3 sizes are included: US letter, Classic Happy Planner, and A5.

You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.

Free 30 Day No Spend Challenge Printable (5)You can see larger images and a flip-through video of all the 160 planner inserts included in the Ultimate Planner Bundle on this page. I also have a special offer for you:

See everything that is included in the Ultimate Planner Bundle

See and compare all my other bundles

Free 30 Day No Spend Challenge Printable (6)Download this Free Printable 30 Day No SPend Challenge Printable Tracker

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FAQ:

Don’t forget to also look at other planner freebies I shared on the blog!

Would you like more printables for your planner? Check out my bundles:

I created several special packs with printable planner stickers and inserts to help you decorate and organize your planner. You can compare all my packs at once and see more details on this page.

  • the Functional Stickers Bundle: 50 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Kawaii Stickers Pack: 13 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Ultimate Planner Bundle: 160 printable planner inserts (in 3 sizes: US Letter, A5/A4, Classic Happy Planner) to help you create a planner that really fits your needs! You can also try 9 different weekly layouts to see which style you like best! You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.
  • 10 Lettering Workbooks with 370+ lettering worksheets: PDF (printable) & JPEG (for Procreate App+IPad)
  • the Planner Lover Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle
  • the Whole Shop Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle + 10 Lettering Workbooks

Free 30 Day No Spend Challenge Printable (8)

I create lots of free printables, if you want to make sure to be updated and receive exclusive freebies, join the Lovely Newsletter:Free 30 Day No Spend Challenge Printable (9)

Free 30 Day No Spend Challenge Printable (2024)

FAQs

How can I go 30 days without spending money? ›

How to be Successful in a No-Spend Month, 10 Tips and Tricks
  1. Choose the right month. ...
  2. Research free activities to do in your local area. ...
  3. Put your money away to reduce the temptation. ...
  4. Get your friends and family involved. ...
  5. Remind yourself why you're committing to a no-spend month. ...
  6. Track or monitor progress.
Nov 21, 2022

How to do a no spend calendar? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What are the rules for the no spend challenge? ›

The “no-spend” challenge has been around for years but gained new life in 2024, thanks to TikTok and No Spend January at the beginning of the year. Participants are encouraged to go on a spending “fast” by abstaining from buying anything but the barest essentials.

What is the zero spend method? ›

Zero-based budgeting (ZBB) is a method of budgeting in which all expenses must be justified for each new period. The process of zero-based budgeting starts from a "zero base," and every function within an organization is analyzed for its needs and costs.

How can I save $5,000 in 100 days? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the no spend year rule? ›

His no-buy year rules included things like:
  • Consumables like personal goods, household products, and of course food, are ok to purchase.
  • Eating at restaurants is ok.
  • He will prioritize maintaining or repairing what he already owns.
  • Replacement items, experiences, travel, and necessary repairs are allowed.

How can I go a week without spending money? ›

  1. Plan Ahead for Routine Bills. There is one type of cheat you're allowed in a spending diet situation: paying for high-priority debt. ...
  2. Think Twice About Grocery Shopping. ...
  3. Change Up Your Routine. ...
  4. Plan for Fun Things To Do With Kids. ...
  5. Find an Accountability Partner. ...
  6. Be Prepared for an Emergency Expense.
Nov 10, 2023

How can I make not spending money fun? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What is the $5000 challenge? ›

You can save over $5,000 in just over three months with the 100 envelope challenge. It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random.

What is the 30 day cash challenge? ›

One way to make saving money easier is to try the 30-day savings challenge. Here's how it works: When you have the urge to make an impulse purchase, wait for 30 days and give yourself time to think about it. While considering the purchase, deposit the money you need for it into a savings account.

What is the 50 30 20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

How do I prepare for a no spend month? ›

Look at the things that you might have to purchase this month. Simply having your goal, a list of rules and expections, and your habits is the best way to prepare for your No Spend Month. Doing an audit of your home and your schedule can help increase your preparedness.

What is the January save money challenge? ›

There's a new challenge called "No Spend January." The challenge is where you only spend money on essentials for the whole month. That means you pay for things like housing, groceries and gas, but cut out on that latte or eating out. The goal is to focus on what you really need.

How to do a no buy year? ›

You create specific rules for yourself, which you must follow, but allow you some more flexibility. For example, you might allow yourself to spend $100 on clothing over the year or eat out once a month during a low-buy year. During a strict, no-buy year, these purchases wouldn't be allowed.

How to do the 30-day money challenge? ›

The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day. As shown in the picture below, daily savings deposits start at $1 a day for five days followed by $2, $3, and $4 each for five days.

What is the 30-day cash challenge? ›

One way to make saving money easier is to try the 30-day savings challenge. Here's how it works: When you have the urge to make an impulse purchase, wait for 30 days and give yourself time to think about it. While considering the purchase, deposit the money you need for it into a savings account.

How do I stop spending money every month? ›

25 quick tips to help you stop spending
  1. Check if you're leaking money via unused subscriptions & payments. ...
  2. Then take it up a notch and ask yourself if you REALLY need it. ...
  3. Block notifications and emails from shops, takeaway services and more. ...
  4. Stop spending so much on food – plan, plan, plan. ...
  5. Leave debit/credit cards at home.
Dec 28, 2023

How can I get out without spending money? ›

Here are some ideas that weave into the fabric of daily life (and get you out of the house!):
  1. Go on a hike or walk a local trail.
  2. Volunteer together for a local cause you both care about.
  3. Go grocery shopping for one or both of you.
  4. Take your dog(s) to the dog park together.
Feb 20, 2023

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